Last Updated: 11/02/2026
Welcome to the Clarity Financial Solutions website. By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.
If you do not agree with any part of these terms, you must not use our website.
This website is operated by Clarity Financial Solutions (trading as O&S Services Pty Ltd).
ABN: 81 687 299 887
Contact: info@clarityfs.com.au
In these terms, “we”, “us”, and “our” refer to Clarity Financial Solutions. “You” refers to any individual or entity accessing our website.
The information provided on this website is for general educational and informational purposes only. It does not constitute professional financial, legal, or taxation advice.
No Personal Advice: The content on this site has been prepared without taking into account your specific personal objectives, financial situation, or needs. Before acting on any information, you should consider its appropriateness to your circumstances and seek independent professional advice.
No Guarantee of Approval: Use of our calculators, tools, or information regarding borrowing capacity does not guarantee a loan approval. All lending is subject to the specific criteria and assessment of the individual lender.
All content on this website—including text, graphics, logos, images, and software—is the property of Clarity Financial Solutions or its content suppliers and is protected by Australian and international copyright laws.
You may view, download, and print pages for your personal, non-commercial use only. You must not:
Republish material from this website.
Sell, rent, or sub-license material from this website.
Reproduce, duplicate, or copy material for commercial purposes without our express written consent.
While we make every effort to ensure the information on this website is accurate and up-to-date, we do not warrant its completeness or accuracy. Interest rates, government grants, and lender policies change frequently. We are not liable for any errors, omissions, or delays in the content.
Our website may contain links to third-party websites (e.g., government grant portals, lender websites). These links are provided for your convenience only. We have no control over the content or privacy practices of these sites and accept no responsibility for them. Accessing third-party sites is at your own risk.
To the maximum extent permitted by law, Clarity Financial Solutions excludes all liability for any loss or damage (including direct, indirect, or consequential loss) arising from your use of, or reliance on, this website or its content.
Where liability cannot be excluded by law (such as under the Australian Consumer Law), our liability is limited to the re-supply of the relevant services or information.
By using this website, you agree not to:
Use the site for any unlawful purpose.
Attempt to gain unauthorized access to our site, server, or database.
Transmit any viruses, malware, or harmful code.
Submit false or misleading information through our enquiry forms.
These Terms of Service are governed by and construed in accordance with the laws of Victoria, Australia. Any disputes relating to these terms or your use of this website will be subject to the exclusive jurisdiction of the courts of Victoria.
We reserve the right to amend these Terms of Service at any time. Any changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes your acceptance of the new terms.
If you have any questions regarding these Terms of Service, please contact us at:
Clarity Financial Solutions
Email: info@clarityfs.com.au
Phone: 0429 533 236
We have completed the core “legal” pages. We can now move on to:
Blog / Insights Content: Creating the first 3 blog posts (e.g., “First Home Buyer Guide 2026”).
FAQ Page: Compiling the FAQs from the service pages into one master list.
Contact Page: Finalizing the layout and text for the contact page.
